Which Medicare Plan is Best For Me?

Medicare is federal health insurance plan offered to people 65 and older and to those who are disabled. You are eligible to apply for Medicare 60 days before your 65th birthday. As you are exploring your options, keep in mind, Medicare doesn't cover everything. If you are eligible for Medicare, you may need complementary or supplemental coverage. These plans help you pay some of the health care costs (gaps) that Medicare does not cover (like copayments, coinsurance and deductibles).

If you have Medicare Part A and Part B coverage, you can buy a BlueCare® Security Plan. This is Medicare Supplemental Insurance, it does not replace the benefits you get with Medicare. It adds to your Medicare insurance coverage by covering out-of-pocket costs that you must pay, such as copays, coinsurance and deductibles. Check out our monthly rates

Key Benefits Include:
  • 100% of Medicare Part B coinsurance
? Medicare
Part A & B Required
Monthly Cost --
Key Benefits Include:
  • 100% of Medicare Part A deductible
  • 100% of Medicare Part B coinsurance
? Medicare
Part A & B Required
Monthly Cost --
Key Benefits Include:
  • 100% of Medicare Part A deductible
  • 100% of Medicare Part B coinsurance
  • 100% of Medicare Part B deductible
  • A portion of the skilled nursing facility coinsurance
  • ER visits if you travel outside the U.S.
? Medicare
Part A & B Required
Monthly Cost --
Key Benefits Include:
  • 100% of any fees Medicare Part B won’t cover—the "excess charges"
  • 100% of Medicare Part A deductible
  • 100% of Medicare Part B coinsurance
  • 100% of Medicare Part B deductible
  • A portion of the skilled nursing facility coinsurance
  • ER visits if you travel outside the U.S.
? Medicare
Part A & B Required
Monthly Cost --
Key Benefits Include:
  • 100% of any fees Medicare Part B won’t cover—the "excess charges"
  • 100% of Medicare Part A deductible
  • 100% of Medicare Part B coinsurance
  • 100% of Medicare Part B deductible
  • A portion of the skilled nursing facility coinsurance
  • ER visits if you travel outside the U.S.
? Medicare
Part A & B Required
Monthly Cost --
Key Benefits Include:
  • 100% of Medicare Part A deductible
  • 100% of Medicare Part B coinsurance
  • A portion of the skilled nursing facility coinsurance
  • ER visits if you travel outside the U.S.
? Medicare
Part A & B Required
Monthly Cost --

BlueCare Security Plans A, B and C require applicant to answer medical underwriting questions in order to apply for coverage.
*Monthly cost estimate can change based off applicant information.

FreedomBlue PPO – Medicare Advantage Plan

FreedomBlue PPO is a Medicare Advantage plan. Medicare Advantage plans combine the benefits of Parts A and B along with extra benefits in a single, easy-to-manage plan that often includes Part D, as well. It adds to your Medicare insurance coverage by covering out-of-pocket costs that you must pay, such as copays, coinsurance and deductibles.

FreedomBlue PPO, developed by Highmark Blue Shield in association with Blue Cross of Northeastern Pennsylvania, provides all of the coverage of original Medicare as well as extra benefits and services. More details can be found on Highmark Blue Shield's website.

FreedomBlue is a service mark of the Blue Cross and Blue Shield Association. A health plan with a Medicare contract. H3916_10_0388 File & Use (11/10/2010)